An Income Solution for Your Encore

First Encore Income Funds provides former business owners and investors access to income-generating high-yield credit instruments.

Why Invest with First Encore Income Funds

When you invest with First Encore Income Funds ("First Encore") you gain many important advantages. Our relationship with Sunflower Bank and FirstSun results in access to:

Proprietary Deal Flow

Sunflower Bank’s extensive network of owner-operators and active deal teams result in a strong pipeline of opportunities.

Exclusive Investment Opportunities

First Encore Income Funds provides access to investment opportunities with companies that hold a senior credit facility with Sunflower Bank. This banking relationship can expedite the diligence process and reduce risk with greater access to important information.

An Experienced Executive Team

Success starts with the right team. Our partnership with Sunflower Bank strengthens our expertise with executives who hold deep experience in building and managing investment companies.

Back-Office Infrastructure

Sunflower Bank’s deep bench of back-office infrastructure, including loan servicing, IT services and experts in accounting, legal, compliance, risk management and corporate governance, supports First Encore and its activities.

Investment Criteria

Our Investment Focus

First Encore provides monthly distributions to its investor group by investing in a thoughtfully structured range of credit instruments and incidental equity, including:

Subordinated Notes

Unitranche Debt

Senior Secured Loans

Similar Debt Instruments

Warrants

How We Invest

First Encore generally intends to selectively invest in various instruments based on the following criteria:

  • Minimum investment amount of $3 million
  • Tenor of debt instrument of 2-5 years
  • Headquartered in the United States and privately-owned
  • EBITDA greater than $3 million with a history of profitability
  • Experienced management team
  • Sustainable competitive advantages and defensible margins
  • Industry agnostic except for restaurant, retail, real estate development, high technology, or industries that are cyclical or are in significant decline
  • Companies in distress and third-party payment processors, casinos and internet gambling sites, and digital currency and cannabis businesses will not be considered
  • Transaction type agnostic
  • Sponsored and non-sponsored transactions

The above criteria are illustrative of the types of investments First Encore intends to make but are not intended to limit the universe of investible assets and are subject to change at any time without notice.

Who We Are

FEIF Capital Partners, LLC ("Capital Partners") is wholly owned by FirstSun Capital Bancorp (“FirstSun”) (NASDAQ: FSUN). FirstSun is the financial holding company for Sunflower Bank, N.A. (“Sunflower Bank”), a relationship-focused regional community bank with $8.2 billion in assets as of 3/31/2025.

First Encore Income Funds is managed by Capital Partners, and was created to fill an unmet appetite from investors for high-yield, credit instruments with structural protections in private, lower middle market companies.

Together, Capital Partners, FirstSun, and Sunflower Bank are using collective resources to become this capital source and trusted partner.